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Is it okay to let a love one drive the car, with me as the passenger of course, if he/she does not have insurance coverage? Will my insurance covers it if the driver get into an accident? I have heard all sorts of answers from my Statefarm, but they claim that I can let a friend visiting drive my car or my wife drive my car without worrying that the insurance won't cover for it if I get into an accident.
 

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I too am under the understanding that Statefarm will cover your car as long as the driver is liscensed. I am sure there are exclusions for drunk drivers and the like but I am not privy to the specifics.


IANAL, Santa Fe's advice should prevail.
 

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In a State Farm car policy this will generally beexplained in'Section I - Liability - Coverage A' of your policy under a subtitle 'Who Is an Insured.' If you are still not certain, ask your State Farm agent (not a clerk) tohighlight the section of your policy that indicatesyour coverage forthe'other' drivers in question and to explain any legaleeze thatyoudo not understand. BOL.
 
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