I assume you mean "afford" not avoidI honestly believe a majority of them can't avoid their houses today.
Given interest rates, that would be strange. When interest rates were 5 or 6%, you bought a house, and shot up to 12%, absolutely many, maybe the vast majority, could not afford to buy their own house.
Today the opposite is true. If you bought a 5 or 6% and interest is 3%, they might be able to buy twice as much house (whatever the numbers work out to be).
I'm not sure I understand this.