Fortunately (or unfortunately ) I don't have those options. Sounds like performance related options are most likely to drive up the premium. My options: Metallic paint, 19' SportDesign's, Climate Control, PCM, Park Assist, plus some comestics (luckily) didn't have a major impact on the premuim.The big problem with Admiral (and there other brands - Elephant, Diamond) is that they don't recognize factory options as standard. When I listed the PASM, SC, PSE and rear wiper!! they doubled my premium......
Not sure how this would play out in event of claim but thought you might not know. It's a shame as they have always been the cheapest for me and I was with them for 10 years up until my Porsche